This page will calculate how long it will take to pay off your remaining balance depending on how much you pay each month. There is a standard loan amortization calculator too.

This page will calculate the actual interest rates you get on I-Bonds given the Consumer Price Index figures. It also explains the way Ibonds are calculated & you can see the new rates two weeks before the Government publishes them in May & November.

This page will calculate your estimated private mortgage insurance. It also has a few tidbits of info about how the banks monopolize the PMI business giving the borrower
no choice at all.

Retirement and Savings

1: Compounded Savings

2: Now let's start saving **

3: How long will our savings last

4: Find interest rate you need

5: Interest on Dividends or Interest

The four caculators on this page have slightly different purposes. Since you don't always know the rate of future interest your money will grow, you may have to guess at an average interest rate figure.

- 1 - Takes whatever savings you already have & compounds it for the selected time period.

- 2 - Allows you to add a set monthly amount to whatever if any savings you already have for the selected period of time.

- 3 - Calculates how long whatever savings you have accumulated will last after you select how much you will be using of it every year. It assumes you will be withdrawing the same amount each month so $12,000 annually would assume you're withdrawing $1,000 monthly. **

- 4 - Calculates the interest rate that it takes to get to the ending balance.

- 5 - Calculates the added interest if you reinvest either the dividend or interest payments you receive.